Have you been holding off on making summer plans because you are short on cash? Whether you want to purchase a plane ticket to Hawaii, passes to Disneyland, a zip-lining tour in Costa Rica, or fishing trip on the Atlantic, a payday loan can help seal the deal.

The beauty of  a payday loan is that the process takes less than an hour and doesn’t require a credit check/high credit score. All that is required is that you hold a job and are the beholder of a bank account.

In order to prove that you have a job and a checking account, the following items must be presented to a certified payday lender:

1. Two most recent paystubs. This is essential for proving that you have a job and expect to be paid on your next pay period.
2. Bank account summaries for last two months. This can come in the form of statements that have been mailed or are within your online account.
3. Voided check. A voided check will be utilized in an effort to set up a direct debit from your account at your next pay period to pay the loan off.

Payday loans were developed to be quite simple and streamlined. Rather than having an individual pay back a loan over an extended period of time, he or she is expected to pay it back when the next payday rolls around. This is why a direct debit is required.

Once you are approved for the cash advance, you will be provided instant cash. You are then provided the power to spend the money any way you see fit.

If for any reason a pay day loan isn’t the right option for you, it is also possible to gain instant cash through a car title loan, loan, or selling gold jewelry and/or watches.

Whatever you do, don’t give up on your traveling dreams. There are options for funding your adventures and fueling your soul. The secret is to find a lender that you trust and make a smart decision for your future.